Put an End to Debt Worries
If you are sick of the stress and worry of unmanageable debt, bankruptcy may be the answer for you. It has helped millions of people like you obtain a fresh start and a new financial future.
Although bankruptcy is not the right solution for everyone, it has many advantages. You may be able to:
- Eliminate or significantly reduce your debts
- Stop creditor harassment
- Stop a wage garnishment
- Prevent a home foreclosure
If you need to speak with a lawyer about bankruptcy, contact The Law Offices of Lawrence J. Marraffino in Gainesville, Florida. We represent clients throughout Alachua County and the surrounding communities of North Central Florida.
What is Chapter 7 Bankruptcy
At our firm, we handle both Chapter 7 and Chapter 13 bankruptcy. Chapter 7 bankruptcy is a debt liquidation bankruptcy in which most forms of debt are completely eliminated or significantly reduced.
Through a Chapter 7 bankruptcy, a person can discharge credit card debts, medical bills, certain types of civil judgments (lawsuits) and even federal income taxes if they are sufficiently old (usually three years or more).
To be eligible for Chapter 7 bankruptcy, you must meet an economic means test. People who do not qualify for Chapter 7 relief typically do qualify for Chapter 13 bankruptcy. Because certain types of assets must be liquidated in a Chapter 7 bankruptcy, people with significant assets may prefer a Chapter 13 bankruptcy. Visit our Chapter 13 bankruptcy page to learn more. To learn more about Chapter 7 and Chapter 13 bankruptcy, visit our frequently asked questions page.
Contact Us
If you need to speak with an attorney about bankruptcy, contact the Law Offices of Lawrence J. Marraffino in Gainesville, Florida.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
