Law Offices of Lawrence J. Marraffino, P.A.
Call us at: 352-376-0102
Drowning in debt? Losing your home to foreclosure? We can help!! Call Gainesville Bankruptcy Lawyer Lawrence J. Marraffino for your free initial consultation and start back on your way to financial freedom!
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Chapter 7 Bankruptcy-This is commonly used when your debt problems are the result of credit cards and unsecured loans or medical bills. Chapter 7 Bankruptcy can eliminate these bills entirely if you qualify giving you a completely fresh start on your financial future. The only way to find out how is to call. There is no cost or obligation, and Mr. Marraffiino will talk to you personally on the phone. You can then set up a free thirty minute consultation with Mr. Marraffino in his office where he will answer ALL your questions. Mr. Marraffino is a Gainesville Bankruptcy Lawyer serving all of North Central Florida.
Chapter 13 Bankruptcy--This type of bankruptcy is used when you are in foreclosure or are seriously behind in your house payments. Chapter 13 bankruptcy can force the bank to accept your past due payments over a period of time as long as 60 months through what is called a Chapter 13 Plan. Chapter 13 can eliminate all of your other debts as well while catching you up on your mortgage payments. Again, the phone call is free and so is the thirty minute consultation with Mr. Marraffino. You will deal with him directly and not be required to watch any videos before speaking to him. All your time is spent answering YOUR questions.
Once you have completed your Bankruptcy process you may end up totally debt free or just left with certain debts that YOU have decided to keep such as your house payments or car payments. It is these choices that YOU get to make that make Bankruptcy a better option in most cases than debt consolidation plans that often take years to pay off and leave you with a ruined credit rating for years!
A little known secret is that for most people, Bankruptcy actually increases their credit score after one year! Call us for your free consultation and get on the road to debt freedom today! Lawrence Marraffino is a Gainesville Bankruptcy Attorney serving Alachua, Levy, Gilchrist, Bradford, Marion, Union, and Hamilton counties. Call for your FREE INITIAL CONSULTATION.
